No Insurance, No Plate Renewal

August 3, 2010 

McGuinty Government Improving Road Safety

Starting November 2010, a new system will help improve road safety by keeping uninsured vehicles off Ontario’s roads.

A new electronic verification system, developed by the province and the Insurance Bureau of Canada will provide on-the-spot confirmation of valid insurance coverage during the licence plate renewal process.  The ability to check for insurance in real-time means fewer uninsured vehicles on Ontario’s roads and less risk to other drivers.

In Ontario it is mandatory for all vehicles to have valid insurance coverage. Currently, drivers are required to provide proof of valid insurance when renewing their driver’s licence plates.

Drivers who have insurance or vehicle-information issues in their registration information will be notified in writing approximately 120 days prior to their licence plate expiration date — giving them time to correct or update their information.

QUICK FACTS

 
  • There are approximately 13.6 million registered passenger vehicles in Ontario.
  • All vehicles on Ontario’s roads must be insured. There are tough penalties for driving without insurance:

    – A fine of up to $25,000 for a first offence

    – A fine of up to $50,000 for a second offence, and the possibility of a driver’s licence suspension for up to one year.

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